We're perfectly positioned...
to serve you with professional mortgage advice all across Scotland from our central base here in Bathgate.
Let's work together...even with social distancing
We have longer opening hours 7.00am to 7.00pm and can work with you via phone, email or video!
Independent Mortgage Brokers in Bathgate
Open 7.00 am to 7.00 pm - talk to us before or after work - it's your choice!
Our Services
Home Mover
We will arrange your mortgage with minimal stress and distraction
First Time Buyer
It's an exciting time buying your first home - let us help make it happen!
Remortgages
Want to make improvements or raise some extra capital?
Buy To Let
Rents are averaging at £900 per month - fancy becoming a landlord?
Equity Release
Increase your income by releasing equity in your home
Secured Loan
Why put off until tomorrow what you could have today!
Commercial
Want to buy a business or refinance one?
Protection
Protection insurance ensuring peace of mind and security
More than
mortgages arranged
Over
Years of experience
More than
Clients and counting!
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Tom Lamb CeMap, CeRER
Director TL Financial Solutions Ltd
I have been advising clients in Scotland on domestic and commercial finance related services for over 20 years. As an Independent Mortgage Broker, I have access to both mainstream mortgage arrangements and niche products that are not available on the high street.
My purpose is to save you time, stress and the costly mistake of choosing the wrong type of arrangement.
FAQs
Most frequent questions and answers
Yes! Please call to arrange either a telephone appointment or a video call.
Our fees vary depending on the service we provide for you. All fees are disclosed before we transact business on your behalf. Please download our terms of business.
I prefer to deal with clients face to face and being centrally placed means I can travel easily to most regions of Scotland. However, we can conduct business online to accommodate social distancing rules.
Yes, equity release schemes are available to home owners from the age of 55.
Yes, we can help contractors with mortgages!
What clients say about us.
‘I used TL financial solutions when purchasing my first home. Tom was extremely professional throughout the process, very respondent and knowledgeable. His experience shines through. I would definitely recommend.
Natalie Elphinstone
Client