Equity Release To Unlock The Value In Your Home
If you are a homeowner aged 55 or more you can apply for an equity release plan
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Unlock the cash in your home and enjoy a more prosperous and comfortable retirement.
Home owning individuals aged 55 and over can apply for an equity release plan to realise the value in their property.
And this is without having to make any monthly repayments.
The benefits of an equity release plan:
As a home owner you can draw a single lump sum or regular smaller sums from the equity within your home and all the while remaining in the comfort of your own home.
Equity release is available either as a Lifetime Mortgage or as a Home Reversion plan.
Both of which are regulated by the FCA (Financial Conduct Authority).
Over the years and especially as property values have increased and coupled with the national problem of underfunded retirement provision, means that equity release plans can and do now play an important if not vital role in retirement funding.
Safeguards and flexibility are built into arrangements:
These safeguards are designed to comply with the Equity Release Council product standards.
Every year Equity Release providers offer many thousands of home owners a life line to draw upon the equity in their homes and without the need to worry about making monthly repayments.
If equity release is something you are considering then you are strongly advised to find out as much as you can about the advantages, disadvantages and your options before fully deciding if equity release is the right option for you.
Be informed by taking the appropriate advice.
TL Financial Solutions offer you access to a local, experienced qualified equity release adviser.
Our adviser will guide you through the steps involved and each of your options including; the choice between a Lifetime Mortgage and a Home Reversion Plan.
You will then have a thorough understanding of the advantages and disadvantages of equity release.
You’ll also understand any possible effect it may have on any state benefits you may be entitled to and your tax obligations.
New and innovated plans are constantly being developed.
This is a dynamic market and has evolved significantly over the past 10 years.
With more flexibility, more choice and more plans available, this is why it makes sense to take independent advice from TL Financial Solutions.
We can match you with a plan that will meet your needs now and in the future.
Please note: Equity release could involve either taking out a lifetime mortgage or a home reversion plan.
To understand the features, the benefits and the risks, please ask for a personalised illustration.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
